Budgeting and Cash Flow
Such discussions are not about how much you spend, but rather making sure monies are on hand when they need to be accessible – such expenditures may be your mortgage, various insurance premiums, college costs, vacations, or other recurring expenses.
Such conversations about money can be uncomfortable and sometimes challenging. As we’ve discovered, there are both spoken and unspoken expectations that surround money and finance inside a relationship. This shared, while difficult, experience has shown us that when a client gains an understanding of the power of money, they are stronger and more likely to attain their chosen goals and objectives. Ultimately, the choice of having such discussions is always up to you.
The question of what you can afford for a particular item or desire is often a moving target. Embarking on a 360-degree look at where your money goes, both inside and outside your circle, can help us to help you be where you want to be.
Helping You Budget
- We begin by defining your budget planning process, looking at income and expenses, utilizing a variety of tools and techniques.
- Together, we can consider short-term, medium-term and long-term anticipated income and expenditures, along with possible changes thereof.
- Our goal is to help you and your family have a clearer view of where you are headed and provide ideas and concepts for you to achieve and maintain financial independence.